We connect businesses with the right funding partner based on how they operate and what they need to achieve. Clear, independent advice — at no cost to you.
Tell us what you're looking for and we'll match you with the right funding partner — no jargon, no obligation.
Answer a few quick questions and we'll connect you with the right funding partner.
Free service. No obligation. We'll be in touch within one business day.
A member of the team will be in touch within one business day to discuss the right option for your business.
Whether you're a startup or a scaling business, we connect you with the right funding partner — not the one that's easiest to place.
Stop waiting 30–90 days for invoices to clear. Get up to 90% of your invoice value within 24 hours of raising it.
A confidential funding facility that lets you draw against your ledger while maintaining full control of your credit function.
Fund the equipment, vehicles or machinery your business needs — without tying up capital or depleting cash reserves.
Fast, flexible short-term lending for time-sensitive opportunities — property purchases, acquisitions or working capital gaps.
Most business owners don't realise they're overpaying for their funding — or that better options exist. We connect businesses with the right funding partner based on their structure, growth stage and objectives.
We work with businesses at every stage, from new start to £1bn+ turnover.
See how we've helped businesses across the UK reduce costs and access better funding.
Benchmarked against 14 lenders and moved to a provider with better terms. Saved £28,000 in the first year and removed a restrictive concentration clause.
Switched from a facility that didn't support construction clients to a specialist funder. Cash availability improved and fees fell by 34%.
Had been with the same bank for 6 years. We identified hidden charges and moved them to a provider that saved £35,000 in the first year alone.
"Pinnacle made the whole process incredibly simple. We were unsure how to structure funding for our contractor desk and Jeff walked us through every option step by step. Genuinely brilliant service."
"As a growing construction labour provider, cashflow has always been our biggest challenge. Jeff analysed our invoices, sourced three competitive offers and negotiated stronger terms than we ever managed on our own."
"We had been with the same bank for years and had no idea we were overpaying. Jeff benchmarked everything, highlighted hidden charges, and moved us to a provider that suits our business far better. We saved £35k in year one."
From day-one startups to established SMEs turning over millions — we find the right funding solution for where you are right now.
Just launched or about to? We work with funding partners who specifically support businesses with little or no trading history — and no existing invoices.
Staffing businesses have unique cashflow challenges. Paying temps weekly while waiting 30–60 days for client payment is unsustainable without the right facility.
Already have a facility in place? There's a good chance you're overpaying. We benchmark your current deal across a wide range of funding partners — at no cost to you.
We have established relationships across a broad range of sectors — including those that more generalist services find difficult to place.
No jargon. No sales pitches. Just clear information about what each product does — and whether it's right for your business.
Invoice finance (also known as factoring) lets you release cash from your unpaid invoices — typically up to 90% of the invoice value within 24 hours of raising it. The lender manages your sales ledger and collects payment from your customers. When the invoice is paid, they release the remaining balance minus their fee.
Best for: Businesses that want to outsource credit control, or those whose customers take 30–90 days to pay.
Invoice discounting works like invoice finance, but with one key difference: it's confidential. Your customers never know a lender is involved. You retain full control of your sales ledger and credit function — you simply draw down against your invoices as and when you need funds.
Best for: Established businesses with strong internal credit control who want discreet access to working capital.
Asset finance allows you to spread the cost of equipment, vehicles, machinery or technology over time — rather than paying upfront. This preserves your cash reserves and keeps your balance sheet healthy, while still giving you access to the assets your business needs to operate and grow.
Best for: Businesses that need to invest in equipment or vehicles without depleting working capital.
Bridging finance provides fast, short-term capital — usually secured against property or other assets — to bridge a funding gap. It's commonly used to complete a property purchase before a sale completes, or to fund a time-sensitive business opportunity that can't wait for traditional lending processes.
Best for: Property purchases, acquisitions, fast-turnaround investments or short-term working capital gaps.
We're not a bank. We're not tied to any funding partner. We're a small, specialist team whose only job is to connect you with the right funding partner for your business.
We work with funding partners across the UK invoice finance, asset finance, and bridging sectors. That means you get access to the right options for your structure and growth stage — not just what a single bank can offer. We identify the right fit so you don't have to.
We're not owned by a funding partner or incentivised to push one product over another. We assess your business, identify the right funding structure and partner for your objectives, then make the right introduction. The right product first, the best terms second.
Our service is completely free to business owners. We're paid a commission by the lender when we place a deal — which means you get professional, whole-market advice at no cost. There are no hidden fees and no obligations.
Many businesses don't realise how much they're paying until we break it down. Service fees, audit fees, concentration charges, minimum fee clauses — we identify exactly what you're paying and show you what a better deal looks like.
Tell us about your business once. We do the rest — identifying the right funding structure and partner, comparing terms and managing the process. Most businesses have a clear picture of their options within a few days.
We don't disappear once a deal is placed. We support you through the full onboarding process and remain on hand after go-live. When your business grows or your needs change, we're here to review and renegotiate.
Fill in the form and we'll come back to you within one business day. Or just call us directly — we're a small, specialist team and we're happy to talk.
Whether you're looking for a new funding facility, want to benchmark your current deal, or just want to understand your options — we're here to help.