In the food and beverage industry, cash flow is everything. Whether you're supplying wholesalers, retailers or the hospitality sector, it’s common to face payment terms of 30, 60 or even 90 days. Meanwhile, your outgoings like staff, suppliers, packaging and logistics need paying much sooner.
Invoice finance helps you unlock the cash tied up in those unpaid invoices so you can stay ahead of demand and keep operations running smoothly.
Food production and distribution come with tight margins and constant expenses such as raw materials, refrigeration, transport and staff. Invoice finance gives you immediate access to the funds you’re owed, often within 24 hours of issuing an invoice.
Whether you’re scaling up for a peak season or responding to sudden supply chain issues, having access to cash gives you flexibility. With invoice finance, your funding grows in line with your sales rather than against a fixed limit.
Unlike traditional loans, invoice finance doesn’t add debt to your balance sheet. You’re simply unlocking the value of work already done or goods already delivered, giving you a cash injection without a long-term commitment.
With healthy cash flow, you can negotiate better terms, pay early and strengthen your supply chain relationships. This gives you a competitive edge and peace of mind.
We work with manufacturers, wholesalers, importers and F&B service providers across the UK. If your customers are slow to pay and it’s holding you back, let’s find a smarter funding solution.